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Retirement isn’t what it used to be. Your grandparents, and perhaps even your parents, probably worked for one company for most of their life. They had a nice 401k or pension and retired at age 60. They collected social security, and life was good.

That’s not the case anymore. Most people will work for several different employers over their lifetime, and they may spend some time working for themselves. And most people start saving much later than they should. This means that the rules for retirement have changed. Here are a few things to consider:

You’re on your own – Much more than ever before, you’re entirely responsible for your retirement. Pensions and social security aren’t something you can rely on in your old age. It’s up to you to save for your retirement. It’s not complicated, but it does require planning and a course of action that you can and will follow through on.

You might retire later – Many people are realizing that retiring at 60 or 65 just isn’t going to happen. Not only do they not have enough money to retire, but people are also living longer. Additionally, it’s not uncommon to find seniors that prefer to work, at least part-time. Not just because they have to but because they want to. The concept of retirement is beginning to change.

What Do the New Rules Mean for You?

You have some important decisions to make. It’s time to begin thinking about how you want to retire. What are your goals? What does your retirement life look like?

Schedule a call with one of our expert advisor and get you FREE “Rose Retirement Roadmap”.