1. Consider an income policy instead of a lump sum Most people know that life cover pays out a lump sum if you die. But far less know that you can buy a cover that pays a regular tax-free income instead of a lump sum. Its official name is Family Income Benefit and is...
Shop around and Bargain Shop, Compare, and Bargain! Well, the oldest principle, is old as dirt, but still going strong. Once decided on your coverage, don’t just sign up for the first plan that crosses your eye. Ensure that you shop around (the internet is a great...